Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Managing the Risk of Outliving Your Money Steps to help you sustain and grow your retirement savings. Savings and Cash Flow Savings is a critical tool to ensure positive cash flow in your personal finances. Traditional vs. Roth IRA One or the other? Perhaps both traditional and Roth IRAs can play a part in your retirement plans.