How We Do It

• Listen to your goals and desires before recommending any course of action. 
• Provide a written plan tailored to your financial goals. 
• Conduct periodic review meetings no less than on an annual basis.
• Respond to your phone and e-mail messages within one business day.
• Recommend a disciplined planning strategy that is implemented consistently.
• Provide an objective voice that offers historical perspective and realistic expectations.
• Provide access to other professionals as necessary.
• Communicate proactive planning ideas and strategies.
• Maintain client confidentiality.

We also ask our clients to make certain commitments. Here are the promises our clients make to us, their Financial Advisors:

• Retain us as your sole financial advisors and implement the strategies we recommend.
• Understand and agree to implement a diversified, asset-allocated investment strategy.
• Meet with us annually, at a minimum.
• Respond to our communications with you in a timely manner.
• Keep us informed of all life events so that we can make changes to your plan as necessary.
• Agree with the concept that we are planning to achieve goals we have jointly established for your family.
• Introduce others to us if we have earned the introduction.
  

There is no guarantee that a diversified portfolio will outperform a non-diversified portfolio in any given market environment. No investment strategy, such as asset allocation, can guarantee a profit or protect against loss in periods of declining values.